Five Things To Do After A Car Accident

Insurance claims are complex. You probably have many questions. Here are some important things to remember after you have suffered a personal injury in California. Our attorney at the Law Offices of Mark Basil Pappas can answer any specific question you may have and will help you maximize your claim.

1: Call An Attorney

This may seem self-serving, but it is really true. The accident claims system is operated by professionals. That is all they do. You are an amateur. It may be your first time ever that you are filing a claim. You need to speak with an attorney as soon as possible, because they have the experience with this system to help ensure you receive the compensation you need.

2: Obtain A Complete Medical Exam

This is essential. You need to see a doctor as soon as possible, even if you don't believe you were seriously injured. Some damage from a car crash may show up hours or even days after the accident. If you struck your head or suffered neck or spinal injuries, you may not fully realize the extent of your injuries. Get medical exam; injuries may show up hours or days after an accident. Shock following even a minor car accident can mask your true condition. A full medical exam ensures there is a baseline to measure later changes in your health.

3: Insurance Companies Are Not Working For You

Insurers make a profit by paying out less in claims that they take in premiums. While they are contractually obligated to honor the insurance policy you purchased, they will look for any opportunity to deny your claims. If you dispute a low offer, they may attempt to delay a response until it is too late for you to file a lawsuit. Our attorney knows their tactics and will protect your claim.

4: A 'Miranda Rule' For Insurance Companies

It is important to remember that employees of insurance companies are trained to protect the companies' interests. While it is necessary to cooperate with your insurance company (doing otherwise allows them to deny your claim outright) you must be careful when speaking with them. Like the Miranda warning, you should keep in mind that anything you say can and will be used against you. Instead, speak with our attorney first. We will explain questions you need to answer and how to cooperate without jeopardizing your claim.

5: Document! Document! Document!

Insurance claims and procedures often involve many documents. But official paperwork aside, you should document everything you can about your injuries and claim, from taking pictures at a crash scene of the vehicles to keeping detailed notes on every phone conversation you have with any representatives of any insurance company you interact with. Start a folder as soon as you are able to and keep all notes, paperwork and even copies of emails or texts.

Don't Delay: Call An Attorney Today!

Our attorney, Mark Basil Pappas, will help you understand your legal options and how to best proceed to maximize your claims. Attempting to handle your own personal injury claim is like trying to perform surgery on yourself. You need a skilled professional to ensure you are not taken advantage of and have your claim unfairly reduced or denied.

Schedule your initial consultation at 707-652-9604 or by using our online contact form.